Mis selling by an LIC agent
Many people have been sold LIC policies without making them understand what is that policy and how is that structured for you . I have recently been informed by one reader how an LIC agent sold her a...
View ArticleReal Story about an Investor who Fought for 9 months with ICICI Bank
Can you fight back ? Really ? If you were taken for granted as a customer by some Bank or any institution and you were forcibly sold some product by officials at some Organisation assuming you are a...
View ArticleJagoInvestor/Moneylife helps a customer get his money back
What do you do when you are facing un-ethical practices by some company officials and You are not getting justice anywhere? You should reach out directly at the top of the management somehow because,...
View ArticleNoida Extention Flats in Problem
Is your under-construction flatin Noida Extention in danger? No! But there are thousands of buyers who have invested their hard earned money in flats that are being constructed at Noida Extension. In...
View ArticleHow two readers got justice and got their money back
Today I want to show you how 2 fellow readers of this blog were in a fix when it came to their hard-earned money and they were struggling to get justice from their respective banks and financial...
View ArticleHow Axis Bank fooled a Home Loan Customer – Real life Case
This post is to bring to you notice how banks can get you in trouble while signing the home loan documents and use your casualness and trust to force-sell you some junk product. Recently one of our...
View ArticleCharity Week – Break your Attachment with Money
We are all living in a world where we are conditioned and functioned to GET than to GIVE. Since childhood, I have been trained to focus more on getting than on giving. Getting good grades, getting...
View ArticleShocking ! – Job Rejection due to Bad CIBIL Report
Your credit score is going to affect your Employment. You can face job rejection due to it! . Yes – that’s happening already. A lot of companies especially Finance and Software Companies have started...
View ArticleHow Delay in Land Registration Costed Rs 50 lacs to Vivek – Real Life Experience
I want to share a real life incident. One of my friend Vivek told me how he lost Rs 50 lacs worth of Land in one shot because his grand father made a mistake of not doing land registration on time and...
View Article8 things I learned by quitting my full time job
Haven’t we all faced this at one time or the other? The pain of staying in your job getting worse than the pain of leaving your job ? If the answer is yes, this article is for you. I am writing this...
View ArticleWhy you should do background check for small real estate builders
Should you buy real estate properties from small builders ? While you keep hearing about big real estate projects, there are tons of buildings and buildings and apartments build by small builders also...
View Article4 things to do, when you are forced to buy a Policy with Home Loan !
Have you even seen cases where when a person wants to get a home loan, and the bank or the lender says that taking some kind of ULIP policy or some other kind of insurance product is mandatory if you...
View ArticleHow investors are fooled by misleading advertisements – Example
Does False and Misleading Advertisements come under the heading of “Mis-Selling” ? Have you ever saw a financial product advertisement where numbers are tweaked and framed in such a way, that the...
View ArticleMistake in your Medical report while taking Term Plan – Real Life Experience
What happens when your hospital goofs up and your term plan premium goes up because of that mistake? When you take a term plan, the insurance company either asks you to take up medical test in some...
View ArticleIs your Company Depositing your EPF money ? Are you Sure?
I don’t want to shock you, but there are tons of cases where employer happily deducts your EPF amount from your salary, but they do not deposit it with EPFO. This goes on for years and one day you come...
View Article4 reasons why you should avoid Health Insurance policies from Banks with...
Do you come across health insurance policies from Bank with surprisingly low premiums and with amazing features and benefits , which makes you feel you should not miss this offer ? Today I will give...
View Article10 tricks you can play to avoid unwanted marketing calls from Financial...
We all get unwanted calls related to credit card, insurance plans, newly launched policies, to upgrade our prepaid connection to post paid and god knows what all. I am generally regarded as...
View ArticleHow Identity Theft can leave your financial life paralyzed !
I do not want to sound like a scaremonger, but it is possible that there is a personal loan or a credit card taken under your name by someone else and you are completely unaware about it. I know you...
View ArticleBeware of Fake Email Scams asking for password & Critical information – Its a...
Some days back one of our readers forwarded an email to me, which he got in the name of SBI Bank and it was about some new scheme or feature launched. All he had to do was login to his account by...
View ArticleTaking Personal Loan to help a friend ? How it can impact your financial life ?
“Friendship is Forever” – One of the best relationships in this world is Friendship . You are close to your friends more than your relatives or in some cases even family members. You can go miles to...
View ArticleWithdrawal from EPF accounts with help of Fake Bank details and Corruption !
Every month when you get your salary, a big chunk of that money is transferred to your EPF (Employee Provident Fund) account. Over the years, you would have accumulated significant sums of money in...
View ArticleThe Journey of 10 part Plan F show (and youtube links)
In this post we want to share our great experience till now working with CNBC 18 and DSP BlackRock Mutual Funds team on the show Plan F. We have been involved with the whole process from start. Me and...
View ArticleThe Shocking story of – How LIC policy was surrendered using Forged Signature
Can someone else surrender your LIC policy and take the money ? I know you have never ever thought this can happen, because this looks so impossible, but I want to share an incident with you all which...
View ArticleHow Wrong CIBIL report’s have harassed & destroyed many investors life ?
A few years back, India was introduced to the world of “Credit Bureaus” and “Credit Scores”. Credit Bureaus track an individual’s credit history and create a report from that data. So all your...
View ArticleWhat exactly is Financial Planning – 8 things we learnt after working with...
– This article is written by Nandish Desai “Financial planning” is the NEW buzz word these days all over the internet, TV channels and newspapers. These days even bank employees are selling a lot of...
View ArticleHow I arranged my financial life in 4 steps – The Inside Story of my real life
Today I am sharing my real life story of how I arranged my financial life. Our financial lives over time gets messed up because we are lost in our jobs and family and everyday some new information or...
View ArticleHow you are cheated at Petrol Pump and lose money on every visit ?
Today I am going to explain a trick employed by Petrol Pump guys which might be costing you a lot of money on a per year basis. You might be loosing a couple of thousands each year because of this scam...
View ArticleThe BIG Debate – One should Lend money to relatives and friends or NOT?
In past have you ever extended any kind of financial support to some friend or relative and now you are unable to recover the money that you gave? You may have tried hard to get your money back but...
View ArticleHow I bought 23 things out of excitement and never used them – Lets celebrate...
This article is one long letter, that I have written to myself and to all the spenders out in the world. We have not got any money to promote OLX, we are using the name of the company because most...
View ArticleAre you Scared of Having a kid due to money reasons ? Here are 5 things you...
Day by day I am realizing that the impact of money is huge on our decision making capacity. The conversation of money is very deep rooted and not just limited to financial goals or wealth creation....
View ArticleHow this Lady paid Rs 25,000 in pay-order charges for claiming her PPF...
Is your PPF account going to mature very soon ? You are excited to finally redeem your years of saved money in PPF account. But do you know that some banks are playing with some investors ignorance and...
View Article10 smart actions every Indian Parents should take, once their baby is Born ?
When a new kid is born, your entire life changes. You are excited to enjoy the new phase of your life. Today we are going to touch upon some basic things you should watch out for and focus on after...
View ArticleWhy you should collect NOC (No Objection Certificate) once your loan is...
Once you pay off your loan, a big responsibility is off your mind and you feel relaxed. Its a moment where you do not want any further run around and want to now move on to other things in life. And...
View ArticleHow I failed into stock trading and 4 amazing things you can learn from my...
Today you are going to learn some valuable lessons of stock market trading from experiences of a person who traded in stock markets for 1.5 yrs and failed miserably during those 1.5 yrs. This person is...
View Article“How can I ask my Parents to write a WILL ?”– Are you dealing with this...
Enough has been written about the importance of WILL and why Estate Planning is important and how not writing a WILL can cause trouble to their family if some unfortunate event occurs. However I do not...
View ArticleInterview with Anupam on creating 2nd income source along with his regular...
Do you want to know how someone created his 2nd income other than the regular 9-5 job ? In this 3rd article for “increasing income” series (part 1 and 2 here), we present an interview with Anupam Mehra...
View Article13 awesome ideas to make extra income other than your regular job [part 5/5]
Do you want to make extra income on a consistent basis apart from your regular job ? In this 5th article under “increasing income” series, we are going to look at some of the ways you can make some...
View Article5 Inspiring Success stories of people who actually increased their Income?...
With this bonus article, our increasing income series comes to an end. Over the last few weeks, we have been writing articles which focused on increasing income and also shared lots of ideas around it....
View ArticleWhat happens when you accidentally transfer money to wrong bank account ?
Have you ever wondered what will happen if you accidently transfer money online to some strangers bank account ? If you are thinking thats its a rare event, you are wrong. There are thousands of real...
View Article7 Incredible reasons why you spend more money each month & How you can...
Wow .. Today I am going to talk about your SPENDING habits and what governs it. Spending money is a critical part of anyone’s financial life and pretty much define’s how our financial life looks like....
View ArticleHow I wrote my 1st book in 500 days – Here is the complete story
Sometime around March of 2010, I was checking my inbox and saw an email from a person from CNBC. The message said that there was an opportunity of me authoring a book on personal finance. For a moment,...
View ArticleFinancial Life of a cab driver & life of Mumbai
I recently visited Mumbai for some work and it was 7:15 pm in evening. When I came out of a building in Andheri East, Mumbai. I had booked a cab from Pune to Mumbai and I was now ready to be back. I...
View Article5 mistakes I made in my first stock market Investment
Do you remember your first stock market trade and how you behaved at the time? Just like you, even I, have made some really stupid mistakes in stock market Investment. Today, I would like to share some...
View ArticleAre you sharing agents commission ? Its Illegal
“Discount kitna doge ! Mishra ji mujhe 35% de rahe hain ” , as per Rakesh ,this is exactly how a lot of customers ask their agents commission to be shared with them in Insurance or Mutual funds. Have...
View ArticleIs someone misusing your Financial Documents ?
Is it a total truth that you are too careful with your documents? Did someone recently asked for your PAN Xerox (extra) copy without any reason and you gave it without thinking much? Do you handover...
View ArticleNot disclosing your old Insurance policy can lead to Claim Rejection
Everyone makes mistakes and are not aware about it ! . A lot of people who buy more than one insurance policies, do not declare about their existing policies to the new company. Some do this because...
View ArticleThe dark side of becoming an Entrepreneur – 5 things no one will tell you on...
Have you ever dreamt of leaving your job and starting something on your own? Are you frustrated in your job and don’t see a future? If that’s the case, I am sure that, you must be excited by the...
View ArticleShould you buy 2nd house as an investment? (28 min video discussion)
I along with my teammate Sagar, recorded a 28 min video discussion related to this topic – “Should you buy 2nd house as an investment?” yesterday. We talked about various pros and cons which are often...
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